At BD Capital, those looking for real estate investor financing can find fix and flip loans, real estate bridge loans and investment property lending to meet their unique needs. Our lending parameters are

TERM
1 year, plus extension options.

AMORTIZATION
Interest Only

LENDING AREA
Northern New Jersey, Jersey Shore, Long Island,
Brooklyn, Westchester, Connecticut, Colorado, Florida, Illinois, and Pennsylvania

* We will consider other geographical locations on a
  case-by-case basis.

NO PREPAYMENT PENALTY
Prepayment accepted at any time

LOAN AMOUNT
$50,000 to $4 Million

BORROWER
Single Purpose Entity Owners Structure

BROKERS
Brokers Welcome and Protected

 

We do not lend on residential properties occupied by owners.


Repeat Borrowers Parameters

Loan to Purchase: +/- 85%
Construction Financing: Up to 100% 
Loan to ARV: 65% and below
Interest Rates: 9% to 13%
Origination Fee: 1% to 4%
Closing Time: 1 Week or less
* +/ - Depending on loan amount, loan to value, situation, risk and history with borrower.

First Time Borrowers Parameters

Loan to Purchase: Up to 80%
Construction Financing: Up to 100%
Loan to ARV: 65% and below
Interest Rate: 10% to 14%
Origination Fee: 1% to 4%
Closing Time: 1 Week
* +/ - Depending on loan amount, situation, and risk.


Collateral Types:

Single Family Residential Renovation Projects
Multifamily
Office
Retail Luxury Residential
Urban Land
Commercial Real Estate Occupied by Your Business

Proceeds May Be Used For:

Acquisitions
Refinancing
Upgrading
Repositioning
Cash Out Purposes
* We are willing to consider creative opportunities on a
case-by-case basis, such as sale/ leaseback scenarios

 

Letter of Intent within 24 hours.